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Q&A: What Business Credit Cards Don’t Affect Your Personal Credit Score?

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What cash rewards business cards don’t hold individuals personally responsible for the purchases? Is there a business card that will completely separate my business reporting from personal reporting?

Unfortunately, if your business credit card is in your name (rather than just your employer’s), you are personally liable for the debts. The card also goes on your credit history and Personal Credit Score. However, if you aren’t self-employed, you can ask your employer to give you a card where the company, not you, is liable.

 

 

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William Case

One Comment

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